Fund Categories7 min read
Diwali 2026: Mutual Funds Guide
Explore 8 types of mutual funds this Diwali 2026, their five-year returns, investment strategies and risk profiles to make informed investment decisions.
AMFI-registered Mutual Fund Distributor
Invest with a plan. Grow with conviction.
We help you work out how much to invest, which mutual fund schemes may suit your goals, and how to review your investments as your circumstances change.
- SIPs from ₹500/month
- Zero advisory fee
- Invested in your name
SIP planner
IllustrativeEstimated value in 15 years
₹50,45,7602.80× invested
Invested
₹18.00 L
Est. returns
₹32.46 L
Schemes from India’s leading fund houses
SBI MF
HDFC MF
ICICI Prudential
Axis MF
Kotak MF
Mirae Asset
Why Wealth Network
Before choosing a mutual fund, decide what you’re investing for
A home purchase, your child’s education and retirement all have different timelines. We help you organise these goals, understand the risks and costs, and build an investment plan around your circumstances.
Your name, your money
Investments sit directly with the fund house. We never hold client funds.
Folio held inYour name
Units held byThe fund house (AMC)
PaymentsYour bank → AMC
Our accessGuidance only
AMFI-registered
A registered distributor with full scheme and commission disclosures.
Goal-led, not product-led
Every fund in your portfolio is tied to a specific purpose and timeline.
Reviewed regularly
Scheduled check-ins and rebalancing — not a one-time sale.
Our approach
Planning conversations, not product pitches
Let’s start with your financial goals.
We’ll discuss your income, current investments, time horizon and comfort with risk. We’ll also explain how our distribution business is paid. You can ask questions and review the information before deciding whether to invest.
Services
Built around your life, not around products
01 / 04
Goal-based investing
A child’s education, a first home, a sabbatical — each goal has a different deadline and a different tolerance for ups and downs. We build a separate allocation for each, so you always know which money is for what.
Who it’s for
Salaried professionals and families with two or more financial goals and no clear structure yet.
What’s included
- Goal discovery session
- Goal-wise fund allocation
- SIP and step-up schedule
- Annual rebalancing
How it works
A financial plan built around your life
Three simple steps to bring clarity to your finances, confidence to your decisions, and direction to your future.
Let’s talk about your goalsYour starting pointDraft
Goals · Priorities · Comfort with risk
Assessed: Moderately high
Retirement2046
Child’s education2034
Step 01
Let’s start with you.
Before discussing investments, let’s talk about your life. Your income, family responsibilities, future plans and the things that matter most to you. We’ll also understand how comfortable you are with the ups and downs of investing.
What you’ll take awayA clearer understanding of your financial goals and investment preferences.
Your plan, your prioritiesv1.0
Monthly investments · Fund options · Time horizons
Equity60%
Debt30%
Gold10%
Step 02
Turn your goals into a plan.
Once we understand what matters to you, we’ll help you explore suitable mutual fund options, decide how much you may want to invest regularly, and understand why each option is being considered.
No confusing jargon. No decisions you don’t understand.
What you’ll take awayA written investment plan with goal-wise investment options, suggested SIP amounts and clear explanations.
Your journey, moving forwardFY 25–26
Progress · Changing goals · Periodic reviews
Rebalanced · equity 68% → 60%
Step 03
We’ll keep looking at the bigger picture.
Life doesn’t stand still, and your financial priorities may change along the way. Regular reviews help you understand how your investments are progressing and whether your plan still reflects your goals.
When something changes, we’ll help you understand the options available and the adjustments worth considering.
What you’ll take awayA review of your investment progress and guidance on potential changes as your needs evolve.
Calculators
Planning tools for every decision
Thirteen calculators across growth, income and life goals. Free to use, no sign-up.
SIP · Estimated value
₹50,45,760
Amount investedGrowth
Total invested
₹18.00 L
Estimated returns
₹32.46 L
Wealth multiple
2.80×
Illustrative only. Returns are not guaranteed.Try with your numbers
Investor Academy
Plain-language guides
Your first portfolio review is on us
A 30-minute conversation about your goals, your current investments, and what to do next.
Book a portfolio review